Mortgage Credit Certificate Program (MCC)

How can your borrower...

1. Qualify for an additional $166 a month maximum?
2. Receive an additional $2,000 tax credit at the end of the year?
3. Pay a rate of 6% and it feel more like 4%?
4. Earn more income per month with a 1st time buyer program?
5. Receive an extra tax benefit for every year they own a home?
6. Reduce their monthly mortgage payment by $166 a month?
7. Buy a house for $0 out of pocket and still receive a Tax Credit?
8. Save at least $25,000 in interest over the life of their mortgage?
....with the MCC Program.

A Mortgage Credit Certificate Program (MCC) allows the homebuyer to claim a tax credit for some portion of their mortgage interest paid per year. It is a dollar for dollar reduction against their federal tax liability. The program is open to those individuals and families who:

• Meet income and home purchase requirements.
• Have not owned a home as a primary residence in the past 3 years.
• Meet the qualifying requirements of the mortgage loan.
• Will use the home as heir principal/primary residence.